최신 New Jersey Insurance Licencing (NJDOBI) NJ-Life-Producer 무료샘플문제:
1. A contract between two insurance companies that allows one company to transfer risk to a second company is known as
A) Excess insurance.
B) Surplus lines insurance.
C) Coinsurance.
D) Reinsurance.
2. Which of the following represents a reduced paid-up nonforfeiture option?
A) The new protection is for the same amount as the original policy.
B) A full share of expense loading must be included in the premium on the reduced coverage.
C) The new policy will have a decreased face amount.
D) Further premiums must be paid on the reduced policy.
3. Which of the following information maintained by the Banking and Insurance Department on a producer is available to the public?
A) Revocation of professional certifications held by the producer.
B) Medical disability information.
C) Criminal complaints against the producer.
D) The names of the insurance companies represented by the producer.
4. The premium mode defines the
A) Premium amount.
B) Method of premium payment.
C) Premium limit.
D) Frequency of the premium payment.
5. The policy feature that makes universal life different from whole life insurance policies is its
A) Fixed face amount.
B) Settlement options.
C) Flexible premium schedule.
D) Assignment options.
질문과 대답:
| 질문 # 1 정답: D | 질문 # 2 정답: C | 질문 # 3 정답: D | 질문 # 4 정답: D | 질문 # 5 정답: C |
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