CSI FP2 시험 개요:

CSI FP2 시험 요강 주제:

최신 Canadian Securities Course FP2 무료샘플문제

문제 #1
What tax consideration should employers take into account when setting up a supplemental executive retirement plan (SERP)?

A. When a SERP is registered with the Canada Revenue Agency (CRA) under the Income Tax Act, it provides for the employers contributions to be tax-deductible.
B. A SERP permits higher tax-deductible contributions by the employer than those allowed under a registered retirement savings plan.
C. The employer does not receive a tax deduction for the SERP contribution until the employee receives the benefits.
D. A SERP is eligible to be registered with the CRA provided that the employer makes a minimum contribution on behalf of the employee based on a percentage of the company's profits.

문제 #2
Sarah would like to add another stock holding to her portfolio. She is researching the financial condition of different companies and trying to determine their potential for future growth. What type of approach is Sarah taking when reviewing these companies?

A. Tactical asset allocation.
B. Technical analysis.
C. Passive investment strategy.
D. Fundamental analysis.

문제 #3
Nelson Smith has hired Jackie Fraser to be his financial advisor. Jackie works for FP Inc. On Nelson's behalf, Jackie has placed an order for units of the QBR Balanced Fund from QBR Investments Inc., a subsidiary of the QBR Insurance Company. Who is the principal and third-party for this transaction?

A. Nelson Smith and QBR Investments Inc.
B. Nelson Smith and Jackie Fraser.
C. FP Inc. and QBR Insurance Company.
D. Jackie Fraser and QBR Investments Inc.

문제 #4
Xavier is a high-net-worth client in the highest tax bracket. He has maximized his child's registered education savings plan, and is interested in setting up an informal trust account to supplement his child's education savings. What is the most appropriate investment vehicle for this account to minimize taxes for Xavier?

A. Guaranteed Investment Certificate.
B. Government of Canada Bond.
C. Equity mutual funds with focus on capital gains.
D. Mature stocks paying dividends.

문제 #5
Fiona and Stanley have provided the following data in order for their advisor to proceed with a capital needs analysis:
Fiona ($)
Assets
Stanley ($)
5,000
Cash
3,000
150,000
Life insurance
125,000
30,000
Investments
30,000
Fiona ($)
Estate obligations
Stanley ($)
15,000
Last expenses
15,000
10,000
Car loans
5,000
75,000
Mortgage outstanding
75,000
Assuming their required net monthly income is $3,000, and the discount rate is 6%, how much additional life insurance should Fiona and Stanley obtain respectively?

A. $685,000 and $663,000.
B. $600,000 and $600,000.
C. $515,000 and $537,000.
D. $700,000 and $695,000.

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